Grandparent Scam
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A grandparent scam is a fraud where a scammer calls pretending to be a grandchild or other relative in trouble, claiming they need money immediately for an emergency like bail or medical fees. To protect yourself, verify the story by calling the family member directly using a known phone number, ask the caller personal questions only a relative would know, and never send money or provide personal information over the phone.
How the scam works
The initial call:
A scammer calls, often late at night, claiming to be a grandchild or loved one who has been arrested, been in an accident, or is in another kind of trouble.
The request for money:
They urgently request money, sometimes through a second caller posing as a lawyer or police officer, explaining that the funds are needed immediately to resolve the situation.
Emotional pressure:
The scammer uses high-pressure tactics, playing on the victim's emotions to prevent them from thinking clearly and verifying the story.
How to protect yourself
Hang up and verify:
The most crucial step is to hang up immediately and call the family member or their parents directly on a phone number you know is reliable.
Resist pressure to act fast:
Do not be rushed into sending money or providing information. Scammers want you to act without thinking.
Ask probing questions:
Ask questions that a real grandchild would know, like "What is your dog's name?" or "What is the name of the school you went to?".
Create a secret code word that a real grandchild would know.
Do not provide personal information:
Never give out personal details like your bank account number, Social Security number, or credit card number over the phone to an unsolicited caller.
Be cautious with social media:
Scammers use information from social media (like names, photos, and relationship details) to make their scams more convincing. Be mindful of what you post publicly.
Contact authorities if you've been targeted:
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